Necessary Facts about Pre-Existing Health Issues and Travel Coverage
Venture into the Unknown, Confidently Covered
Decoding travel insurance jargon can seem like a giant hurdle, but we've got your back! Find out how our website Travel Insurance simplifies pre-existing medical conditions coverage so you can focus on your next unforgettable journey.
The Crucial Importance of Pre-existing Condition Coverage
Not if, but when the unexpected happens, travelers with pre-existing conditions call for extra protection. On average, a medical evacuation from Europe could cost anything between $65,000 and $90,000, sometimes uninsured by your regular medical plan.
By ensuring pre-existing condition coverage, you'll traverse the globe worry-freely, knowing you're safeguarded against financial risks arising from complications.
What Actually Counts as a Pre-existing Condition?
So, what falls under this category?
- Any illness, disease, or medical condition that received treatment, prescriptions, or medical examinations within 180 days prior to purchasing travel insurance.
- Conditions for which tests, examinations, or treatments were recommended due to symptoms that would prompt a reasonable person to seek medical attention.
- Medical situations where you required a prescription medication adjustment—either increase, decrease, or replacement—due to the worsening condition.
Pre-existing Medical Condition Coverage Demystified
equipped with a pre-existing medical condition, our website can help shield your vacation with its pre-existing conditions waiver. To benefit from this waiver, you must:
- Purchase the policy within 14 days of your initial trip deposit.
- Be medically fit to travel at the time of purchase.
And the cherry on top? The pre-existing conditions waiver doesn't add any age restriction or fees. It's standard with your policy if you qualify.
Did we mention? Our plans might also cover pregnancy complications on the go-because life never pauses for travel delays!
What's a Pre-existing Medical Conditions Waiver?
Most travel insurance companies exclude pre-existing conditions from coverage. However, under specific circumstances (see criteria above), our website will waive this exclusion.
No hidden costs or fine print here-the waiver comes at no extra cost in your policy.
Filing a Claim for Pre-existing Medical Conditions
In case of an emergency, submitting a claim for pre-existing conditions turns out to be simple:
- Gather your documents: Keep a digital or physical copy of your travel itineraries (flights, hotels), physician documentation about the condition that necessitated cancellation or interruption, and proof you meet the pre-existing conditions waiver requirements.
- Access the our website app: Log in and navigate to the 'File a claim' section.
- Submit your claim: Upload your documents and fill out the required details.
- Stay Updated: Track your claim's progress in real-time directly from the app.
Learn more about how to file a claim with our website here.
your website: Comprehensive protection, round the clock
Whether it's the takeoff, all stops in between, or the landing, our website is there for you. Supported by 24/7 assistance, we're here to help you find a doctor, locate the nearest pharmacy, and manage any unforeseen obstacles that cross your path.
Embark on a memorable odyssey- filled with joy and wonder.
Shield my trip
- The unexpected can cost a fortune during travel, with a medical evacuation from Europe priced between $65,000 and $90,000, often uncovered by regular medical plans, emphasizing the essential need for travel insurance.
- Pre-existing medical conditions, which are illnesses, diseases, or medical conditions treated, prescribed medication for, or requiring medical exams within 180 days prior to purchasing travel insurance, are a common concern for travelers.
- By ensuring pre-existing condition coverage and qualifying for the pre-existing conditions waiver within 14 days of the initial trip deposit and being medically fit to travel, travelers can traverse the globe without worrying about financial risks arising from complications.
- Our website's plans may cover pregnancy complications during travel, as life continues even with travel delays.
- To file a claim for pre-existing medical conditions during an emergency, travelers should gather pertinent documents, including travel itineraries, physician documentation, and proof of meeting the pre-existing conditions waiver requirements, and then submit their claim through the website app.
